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原帖由 Heyhey2013 於 2017-7-31 06:42 AM 發表

大家好,好高興搵到呢個貼

我都買左個樓花就嚟settlement. 之前買時見到D電腦相就好鍾意,而家發現買貴左好多,希望借到錢,不過估價唔知會點

想請教,apartment 係CBD 邊沿位置易租出嗎?如果apartment 起得多 ...
It is difficult to have a high% mortgage which is so unreasonable to those who is not PR and no choice but only to purchase a first hand apartment here due to respective reason.....

I experienced for my apartment is only 60% mortgage and unvaluation.

Also, the purchased apartment is more expensive than the others asking in the market currently.

[ 本帖最後由 PEDESTRIANBB 於 2017-7-31 08:14 AM 編輯 ]



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Finally, investment $ is increased from HK$0.5M to HK$1.45M for a 2-bedrooms apartment.....

Lastly, poor performance of AA let me have a bad image to the first deal in Australia.  It is supposed to resolve the problem may be raised for me.

[ 本帖最後由 PEDESTRIANBB 於 2017-7-31 08:26 AM 編輯 ]



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Thanks for the reply, I can only blame myself, the agent whom I knew for a long time, didn't really give me all the facts, she told me it's easy to get mortgage and has assured me I will surely get 70% LTV ratio.

I really like the apartment though, it kind of represents everything I want for a home and while I couldn't get any of these in Hong Kong here, hence it has such a huge magnetic effect to me

I really like Melbourne too, this place is amazing. I will update you all here regarding the final LTV ratio I can get, but maybe under a much more lower valuation I guess.

Anyhow, I still see it as an exciting thing to own a property in Melbourne, such a beautiful place

Hope I can rent it out fast though



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